8 Hispanic Financial Influencers You Should Be Following

Our cultural background and upbringing often shapes how we navigate our lives — including our financial lives.

In honor of Hispanic Heritage Month, we’d like to shine a spotlight on several personal finance experts from the Latinx community who are championing for more inclusivity within the financial industry and are doing their part to raise financial literacy in their communities and beyond.

8 Hispanic Personal Finance Influencers to Follow in 2022

From podcasters and bloggers to Certified Financial Planners and Accredited Financial Counselors, the money gurus on this list help both English and Spanish speakers alike learn to better their financial lives.

1. Giovanna “Gigi” Gonzalez of First Gen Mentor

Giovanna “Gigi” Gonzalez,

BSP sets digital banks’ RRR at 8%

BW FILE PHOTO

THE reserve requirement ratio (RRR) of digital banks will be at 8% and they will likewise be covered by existing prudential requirements for big banks that mandate them to maintain adequate capital and liquidity buffers, the Bangko Sentral ng Pilipinas (BSP) said on Tuesday.

BSP Circular No. 1154, dated Sept. 8 and signed by BSP Deputy Governor Eduardo G. Bobier as officer-in-charge, amends the Manual of Regulations for Banks, Manual of Regulations for Non-Bank Financial Institutions, and Manual of Regulations on Foreign Exchange Transactions to clarify the applicability of prudential requirements to digital banks, among others.

These include rules on capitalization, liquidity, leverage, and reserves, as well as guidelines on corporate governance,

Why Investors Keep Lovin’ McDonald’s Stock

 

McDonald’s continues to deliver growth
The company goes about its business ringing up sales to value-minded eaters
It also has a steady history of quarterly dividend distributions

Just like you know what you’re getting when you order the number 1 value meal, you know what you’re getting with McDonald’s (NYSE:) stock.

Far from flashy, the fast food king (sorry, Burger King) is the quintessential stable growth stock. Its brand is globally recognized and its burgers and fries have been a staple for on-the-go families and travelers for decades.

What took place more than 50 years ago was our first clue. When McDonald’s went public in April 1965, investors gobbled up shares like a 10-pack of Chicken McNuggets.

Palestinians reach truce to end West Bank clashes

NABLUS, West Bank: Palestinian security forces and militants agreed to a truce on Wednesday to end violent clashes in a flashpoint West Bank city, local officials said.

The violence highlighted deep disenchantment with the internationally backed Palestinian leadership.For now, the deal to end the clashes eases tensions in the area, which on Tuesday was gripped by some of the fiercest antagonism directed at the Palestinian Authority in years.The clashes erupted after an arrest raid by Palestinian security against local militants. The two sides exchanged fire as angry residents pelted an armored jeep with objects and chased it away. One man was reported dead. The violence was reminiscent of the way Palestinians typically protest against Israeli troops.Also Wednesday, the body of a Palestinian man suspected of killing an 84-year-old Israeli woman was found hanged in central Tel Aviv,

What is the goal of the Recruitment Strategy?

Many businesses wonder why recruiting is essential in their organisation. This article will go over the significance of new recruits in any organisation. The authenticity and professionalism of your company are reflected directly in successful recruitment. Finding the right people to work with is the most important aspect of your business. A good recruitment procedure is required to attract the right kind of employees for your company’s needs. Your hiring process must be both economical and time-consuming. Recruitment and training can be costly and time-consuming, so make sure you are hiring the right people. A successful recruiting process can reduce the amount of time spent searching for applicants, interviewing them, hiring them, and training them. Also, the process varies form empresas seleccion personal to companies.

Mediabridge launches in EMEA with new Paris office – Jean-Philippe Amos joins as EMEA MD 

Out of Home tech company, Mediabridge today officially launches in EMEA with the opening of its Paris office. Jean-Philippe Amos, a senior industry executive with over 20 years’ experience in international media, will head up the offering, joining the company as EMEA MD. 

Launched in 2020 and designed for the digital age, Mediabridge is a technology-led independent agency reaching audiences through Out of Home (OoH) using proprietary technology. Having invested £5m in its tech over the last two years, Mediabridge provides clients with unrivalled access to worldwide OoH inventory to deliver multi-market reach whilst retaining central control.  

The company offers neutral, measurable and effective OoH planning and buying for clients.  

Having held senior roles,

Crypto Industry Trends Forecast 2020-2023

 

When it comes to the cryptocurrency market, it seems that there are no accurate predictions. We know very little about a new kind of money. Bitcoin, the first cryptocurrency, was released in 2009, just 11 years ago, and now we have a multi-billion dollar crypto market that appeared almost out of nowhere. Therefore, experts can predict the price of Bitcoin in 2025 which ranges from $1,000,000 to 0.0000001, and every prediction has a chance of being fulfilled.

Of course, cryptocurrency trading is not limited to Bitcoin: Ethereum, Monero, Litecoin and other currencies account for almost half of the market. However, bitcoin reigns supreme in the crypto world. Bitcoin is trending due to the zero risk of inflation,

Why Smart Tech Acceleration is Essential to Long-Term Business Growth

To adapt to the evolving technology landscape and the COVID-19 pandemic, did you invest in solutions that aided your company in achieving its long-term goals? Or, were you forced to make quick decisions in 2020 that are no longer a benefit to your business? If so, you’re not alone. The rapid growth of technology, or tech acceleration, shows no signs of slowing, and businesses have gradually begun to adjust to the “new normal.” Small and medium-sized businesses (SMBs) have started to realize that to provide a competitive level of service to both customers and to retain and support employees, they must keep up with current trends that support their goals and vision.

Here are a few reasons why staying current with technology is critical:

Implementing the right integrated toolkit saves time and effort,

Your Investment options

Purchasing shares is buying a stake in a company for example the hub agency. The shares are usually traded on the stock exchange throughout the day and the prices can go down and up.

Pros: Capital gains

If you decide stocks are your investment option, then make sure you choose shares that will increase with value over time. In general, shares have provided better returns compared to cash. Keep in mind that nothing is guaranteed.

Cons: Capital losses

If you have invested in a company that is not growing in value, then expect its value to go down. This can lead to a loss on your investment.

Funds

This is a collective investment where your money is going to be spread over different markets,

Company Wokeness Hurts the Teams It Purports to Assist

 

Reprinted from Inside Sources

Day by day, company America has launched a brand new initiative that fairly could possibly be described as “woke.” At first look, this wokeness doesn’t appear so unhealthy. Doesn’t America have a historical past of racism, discrimination and injustice? Don’t these persist? Shouldn’t we search to treatment them?

Sure, in fact.

Wokeness, nonetheless, particularly amongst companies, isn’t the reply. It’s essentially intolerant, undermining centuries-old rules such because the rule of regulation, equality beneath the regulation, freedom of speech and due strategy of regulation. It harms the very communities it purports to assist.

Take the instance of Financial institution of America, which has simply introduced its Group Reasonably priced Mortgage Resolution.

Crypto Plummets As CPI Worsens, Any Chance For Reversal?

 

Crypto prices have maintained a strong correlation with most macroeconomic factors. It’s no longer debatable that inflation affects the trend in the crypto market. Most past digital asset declines took root from the swing in the general global economy.

The intensity of the crypto winter through the year’s first half had accumulated strength from potential inflation. However, due to the suspicions of inflation rise in the economy, crypto prices have shown signs of decline. The recent data on CPI have even pushed the market to another red region.

The Consumer Price Index (CPI) is an economic indicator that measures inflation through the movement of the cost of goods and services. The percentage increase in the CPI over a given period provides the economy’s inflation rate for the given time.

HSBC’s CEO Explains Why Crypto Is Not in the Banking Giant’s Future – Finance Bitcoin News

 

 

Banking giant HSBC will not be offering crypto services, according to CEO Noel Quinn. Noting that HSBC is more negative on crypto than other banks, the executive stressed: “I do worry about the sustainability of the valuations of crypto.”

HSBC Will Not Get Into Crypto, CEO Says

The chief executive of HSBC, Noel Quinn, talked about his bank’s cryptocurrency stance in an interview with CNBC-TV18 last week. He confirmed:

As a bank, we’re not getting into the crypto world, crypto trading, crypto exchanges.

Emphasizing that cryptocurrencies are too volatile, the HSBC chief said: “I do worry about the sustainability of the valuations of crypto and I have done for a while. I’m not going to predict where it will go in the future.”

Quinn proceeded to explain why HSBC is more negative on crypto than other banks.

How To Make Your Airport Transfer Easier

This article breaks down the different steps that are involved in making your airport transfer a smoother and less stressful experience. From making sure you know where to go and what to expect, to know what to do if you encounter an issue along the way, this guide will be perfect for easing your mind as you head through your travels.

If you’re traveling through an airport, there’s a good chance you’ll be transferring to your final destination. But if you’re like most people, you’re probably dreading the process. Here are some tips to make your airport transfer easier: 

No matter what time of day or night it is, avoid checking in for your flight until after you’ve completed your airport transfer in Puerto Vallarta.

Asian markets weaken as IMF, World Bank flag recession risks

By Scott Murdoch

HONG KONG (Reuters) – Asian markets were weaker on Friday as investors braced for a U.S. rate hike next week amid growing concerns of a global recession following warnings from the World Bank and the International Monetary Fund.

MSCI's broadest index of Asia-Pacific shares outside Japan was down 0.3% on Friday, after U.S. stocks ended the previous session with mild losses. The index is down 4.1% so far this month.

Australian shares were down 0.94% on Friday, while Japan's Nikkei stock index slipped 1.2%.

Hong Kong's Hang Seng Index was down 1.1% while China's CSI300 Index was 0.86% lower.

The weaker session followed broad declines across the major U.S equities markets.

35 state plans on EV infrastructure get approval ahead of schedule

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35 state plans on EV infrastructure get approval ahead of schedule

The Biden administration on Wednesday approved more than two-thirds of the electric vehicle charging infrastructure plans submitted by states, the District of Columbia and Puerto Rico ahead of schedule.

Thirty-five of the 52 EV infrastructure deployment plans submitted by states are now approved as part of the National Electric Vehicle Infrastructure Formula Program. NEVI was created and funded by the $1 trillion infrastructure law enacted in November.

The program makes $5 billion available over the next five years to help states achieve Biden’s goal of 500,000 EV charging stations across the U.S. by 2030.

States with plans now approved can gain access to more than $900 million in funding in 2022-23 to build EV chargers across roughly 53,000 miles of U.S.

Ethereum merge actually happened – and just in time to spare the Nvidia RTX 4090

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The long anticipated “merge” event for the Ethereum blockchain is finally happening, and it’s a great day for any gamers out there looking to get the next-gen Nvidia Lovelace graphics cards (such as the Nvidia GeForce RTX 4090) that we’re anticipating in the next few weeks.

Ethereum is the world’s second-largest cryptocurrency after Bitcoin, and it has been an especially troublesome one for PC gamers. The cryptocoin is mined using something known as “proof-of-work”, which requires a computer to solve an intractable mathematical problem in order to generate a token.

That problem gets exponentially harder as time goes on by design, requiring ever more powerful computers to solve the problem. The solution that Ethereum miners came up with was taking the best graphics cards on the market over the past two years and using them in mining operations large and small.

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