Day: January 21, 2023

Pag-IBIG home loan program benefits over 100K members

MANILA – A total of 105,212 Home Development Mutual Fund or Pag-IBIG Fund members were able to avail of its home loan program for the year 2022.

In a press release issued on Thursday, Pag-IBIG announced that they have released a record-high PHP118 billion in home loans last year, which is higher by 21 percent, or a total of PHP20.57 billion, compared to the PHP97.28 billion in home loans released in 2021.

With the amount, Pag-IBIG financed the acquisition and construction of 105,212 homes for its members, equivalent to an 11 percent increase from the 94,533 homes financed in 2021, setting a new record high.

“This is very good news because as the amount of home loans we release increases, so does the number of Filipinos who now have homes of their own,” said Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Rizalino Acuzar, who also heads the 11-member Pag-IBIG Fund Board of Trustees.

“Pag-IBIG Fund’s performance is a testament to our united and unwavering efforts to resolve the country’s housing backlog, in line with the objective of President Ferdinand R. Marcos Jr. under the Pambansang Pabahay Para sa Pilipino Program,” he said.

The Pambansang Pabahay Para sa Pilipino Program is a flagship program of Marcos that is aimed at addressing the country’s housing needs by building 1 million houses each year for the next six years.

Marcos earlier expressed the need to provide families with shelter most especially the poor residents, as well as those employed people who struggle to have decent housing.

Meanwhile, Pag-IBIG Fund Chief Executive Officer Marilene Acosta noted that the number of housing units financed in 2022 also marks the first time that the agency has financed more than 100,000 housing units in a single year.

Acosta added that out of the said number of housing units financed by the agency last year, 18,657, or 18 percent, were socialized housing units availed by members from the minimum-wage and low-income sectors.

“We at Pag-IBIG Fund have always strived to provide our members — the Filipino workers — the means to have their own homes through affordable shelter financing. That is why we take great pride in achieving a record high number of housing units financed in 2022, because it means that we have empowered even more Filipinos in gaining their own homes,” she said

For 2023, Acosta assured Pag-IBIG members of a continuous service providing them with the most affordable home loan in the market, so that they too can achieve their dream of homeownership. (PNA)

 

Canada’s greatest bank cards for journey insurance coverage 2023

 

Canada’s greatest bank cards for journey insurance coverage in additional element

By Keph Senett on  January 23, 2023
Estimated Studying Time: 11 minutes

For those who’re planning to journey this summer time, you’ll want journey insurance coverage in case you plan to exit of province. As of late, most of the bank cards out there embrace some sort of journey insurance coverage. Whereas that’s an important promoting characteristic for these playing cards, savvy Canadians know that not all insurance coverage is created equal. There are a number of sorts of protection you truly want when travelling, like emergency medical and journey cancellation or interruption. Theft or baggage loss safety is a helpful bonus, too. As to which journey bank card affords the appropriate mixture of options for you, that may rely largely on the kind of traveller you might be and the perks you’re more than likely to make use of. As an example, in case you’re a frequent flyer, you may want a card that provides an intensive journey insurance coverage package deal, plus an important factors system or lounge entry. For those who’re into street journeys, a card with journey insurance coverage and roadside help is perhaps extra your velocity. We’ve rounded up the playing cards that supply nice journey insurance coverage for any sort of globe trotter. However first…

Journey insurance coverage on bank cards: How does it work?

Each insurance coverage package deal is tailor-made to a selected card and program however basically, the method is easy. You’ll normally should guide your journey on that bank card however completely different playing cards have completely different guidelines. For instance, some say it’s essential to guide 100% of your journey on the cardboard whereas others don’t have that stipulation. Learn your paperwork to find out your obligations. When you guide, you’ll robotically have entry to the included protection. You don’t should notify the bank card firm that you just’re touring or name to activate the protection. That mentioned, we all the time advocate that you just learn the documentation out of your bank card firm. 

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Finest no charge card for journey insurance coverage 

Rogers World Elite Mastercard

At a look: If you’d like a journey insurance coverage bank card with out committing to an annual charge, take a look at the Rogers World Elite Mastercard. Not solely does this no-fee card embrace priceless journey and rental automobile insurance coverage with perks like free Boingo Wi-Fi and entry to airport lounges, it’s additionally a money again card. Which means for each $1 you spend on the cardboard you’ll get again 1.5% (or 3% if it’s in U.S. foreign money). And, new members will get a $25 welcome bonus utilized to their account as quickly as they make their first buy. 

  • Annual charge: $0
  • Rates of interest: 19.99% on purchases, 22.99% on money advances, 22.99% on stability transfers
  • Earn fee: 1.5% money again on all purchases; 3% money again on all U.S.-dollar purchases
  • Welcome bonus: Earn $25 money again while you make your first buy inside the first three months of receiving the cardboard
  • Extra advantages: Out-of-province/out-of-country emergency medical insurance coverage; journey cancellation/interruption safety; rental automobile collision/harm protection; entry to over 1,000 LoungeKey airport lounges in over 100 international locations with Mastercard Airport Experiences; free Boingo Wi-Fi at over 1 million hotspots worldwide; and Mastercard Journey Rewards
  • Annual revenue requirement: Private revenue of $80,000 or family revenue of $150,000

Finest journey insurance coverage card for lounge entry

Scotiabank Passport Visa Infinite Card*

It might be exhausting to overstate the perks of lounge entry, notably throughout a pandemic. And for frequent flyers, having a spot to seize a drink, sit comfortably and revel in some downtime will be the distinction between a punishing and apleasant journey. Once you use this card to your journey bills, you get simply that: a worry-free haven. The Scotiabank Passport Journey Visa is a top-notch journey card in its personal proper, providing a stable suite of journey and automobile rental insurance coverage protection. It has some good perks, too, like the flexibility to earn Scene+ factors and bonuses, together with an annual 10,000-point top-up while you spend $40,000 in that yr. And, cardholders obtain complimentary Precedence Go membership plus six free worldwide airport lounge passes per yr, so that you’ll all the time have someplace to place your ft up.

  • Annual charge: $150
  • Rates of interest: 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers
  • Earn fee: 2 Scene+ factors for each $1 spent on groceries, eating, leisure and every day transit purchases; 1 Scene+ level per $1 on every part else
  • Welcome bonus: Earn as much as 40,000 bonus Scene+ factors and first yr annual charge waived. Supply ends 30 April 2023.
  • Extra advantages: Journey insurance coverage together with emergency medical, journey cancellation or interruption, flight delay, delayed or misplaced baggage, and journey accident safety; lodge/motel housebreaking insurance coverage; rental automobile collision loss/harm insurance coverage; no international transaction charges; and Visa Infinite privileges
  • Annual revenue requirement: Private revenue of $60,000 or family revenue of $100,000

Finest journey bank card for medical insurance coverage

BMO Ascend World Elite Mastercard*

At a look: Canadians are privileged with regards to healthcare, so it’s no shock we wish to journey with strong medical insurance coverage. Whereas many bank cards provide medical protection of as much as $1 million, the Ascend World Elite Mastercard doubles that , providing $2 million in cowl for as much as 21 days of journey—on limitless journeys per yr. It additionally consists of automobile rental collision loss and harm waiver insurance coverage, so that you’ll be reimbursed for harm or theft of your rental automobile for journeys as much as 48 days. You’ll additionally get journey accident insurance coverage, which covers you and your partner and dependants for as much as $500,000 on passenger plans, busses, taxis, trains and cruise ships. One other perk: You get delayed and loss baggage insurance coverage. So that you’ll be reimbursed as much as $750 per insured particular person in case your luggage are misplaced or broken. And in case your checked luggage are delayed greater than 12 hours, you’ll get $200 to buy necessities, too. Protection for you and your loved ones to the tune of $2 million offers lots of peace of thoughts, whereas a free lounge membership in Mastercard Journey Go, supplied by DragonPass, plus 4 free passes a yr, provides you literal peace when travelling. Cardholders earn BMO Rewards factors when utilizing the cardboard, which will be utilized to journey, merchandise, money redemption and even a contribution to a BMO funding account.

  • Annual charge: $150
  • Rates of interest: 20.99% on purchases, 23.99% on money advances (21.99% in Quebec), 22.99% on stability transfers
  • Earn fee: 5 factors per $1 on journey, 3 factors per $1 on eating and leisure, 1 level per $1 on every part else
  • Extra advantages: Entry to over 1 million Wi-Fi hotspots, BMO concierge service, prolonged guarantee and buy safety; journey medical insurance coverage for you and your loved ones of as much as $2 million on journeys as much as 21 days; automobile rental collision loss and harm waiver insurance coverage; journey accident insurance coverage for you and your loved ones as much as $500,000 on passenger plans, busses, taxis, trains and cruise ships; delayed and loss baggage insurance coverage; and journey cancellation/interruption protection.
  • Welcome provide: Earn as much as 60,000 factors and the annual charge waived within the first yr for each the first cardholder and licensed customers.
  • Annual revenue requirement: Private revenue of $80,000 or family revenue of $150,000
  •  

Finest journey card for snowbirds and different seniors

Nationwide Financial institution World Elite Mastercard*

At a look: Canadians work exhausting all their lives, typically with the concept they’ll journey as soon as in retirement or semi-retirement. The factor is, many insurance coverage firms radically improve premiums and even refuse protection to older candidates. Travellers with the Nationwide Financial institution World Elite Mastercard of their pockets have 15 days of emergency journey insurance coverage included, even when they’re over 65 years previous. The cardboard’s creative journey charge reimbursements system can cowl you for travel-related prices like airport parking, seat choice, and checked baggage charges. This card’s rewards program enables you to earn factors on purchases that may be redeemed for journey or merchandise, or used for monetary merchandise like registered retirement financial savings plan(RRSP) or tax-free financial savings account (TFSA) contributions, or mortgage or line-of-credit funds.   

  • Rates of interest: 20.99% on purchases, 22.49% on money advances, 22.49% on stability transfers
  • Earn fee: Earn as much as 5 factors per $1 on grocery and restaurant purchases; 2 factors per $1 on gasoline, electrical car costs and recurring invoice funds; and 1 level per $1 on every part else.
  • Welcome provide: Earn 70,000 rewards factors while you join the World Elite® Mastercard®.
  • Extra advantages: As much as $150 annually in refund for journey bills on airport parking, seat choice, check-in charges, airline ticket upgrades and entry to airport lounges worldwide; free and limitless entry together with a visitor to the Nationwide Financial institution Financial institution World MasterCard Lounge at Montréal-Trudeau airport; complete journey insurance coverage protection for as much as 60 days; out-of-province-of-residence medical/hospital insurance coverage, departure flight delay insurance coverage, baggage insurance coverage in case of delay, theft or loss; car rental insurance coverage; cellular units insurance coverage in opposition to theft or damages for as much as 2 years; and medical, basic and authorized help; buy safety in case of theft or harm.
  • Annual revenue requirement: Private revenue of $80,000 or family revenue of $150,000
  •  

Finest for journey insurance coverage for street journeys 

BMO CashBack World Elite Mastercard*

At a look: Many journey bank cards concentrate on air journey however for the street trippers amongst us, we’ve chosen the BMO CashBack World Elite Mastercard. This card is stable—prime to backside—with the very best money again fee within the nation with 5% again on groceries, plus 4% again on transit, 3% again on gasoline and electrical car charging; 2% on recurring invoice funds, and 1% again on every part else. These earn charges will simply offset the $120 annual charge for a typical spender, however the different included advantages make this a must-carry card for many who wish to take the highways and byways. First, cardmembers are lined by the BMO World Elite Whole Journey and Medical Safety package deal, which incorporates collision harm waiver advantages on rental vehicles and eight days of out-of-province and out-of-country emergency medical advantages as much as $2 million. Plus, it features a free, primary membership within the Dominion Car Affiliation and the advantages of its BMO Roadside Help Program.

  • Annual charge: $120
  • Rates of interest: 20.99% on purchases, 23.99% on money advances, 22.99% on stability transfers
  • Earn fee: 5% money again on groceries, 4% again on transit, 3% again on gasoline and electrical car charging, 2% on recurring invoice funds, and 1% again on every part else
  • Extra advantages: Complimentary Roadside Help Program; BMO World Elite Whole Journey and Medical Safety; 25% off at Nationwide and Alamo for automobile leases; and Mastercard Journey Rewards program.
  • Welcome bonus: Stand up to 10% money again in your first three months and have the $120 annual charge waived within the first yr.
  • Annual revenue requirement: Private revenue of $80,000 or family revenue of $150,000

Finest journey bank card with journey cancellation insurance coverage

TD First Class Journey Visa Infinite Card*

At a look: Journey cancellation insurance coverage is extra vital than ever because the pandemic began. Our choose for the perfect journey insurance coverage bank card with journey cancellation insurance coverage is the TD First Class Journey Visa Infinite, which affords as much as $1,500 per particular person. This, together with the included medical insurance coverage, frequent provider journey accident safety, delayed or misplaced baggage protection, and journey help, ought to assist you to relaxation simple as you intend your journey. As a money again card, it is going to additionally allow you to earn whilst you spend, 8 TD factors per $1 spent by way of Expedia For TD, (and 50% extra factors for purchases at Starbucks). It is a welcome addition to any traveler’s pockets.

  • Annual charge: $139
  • Rates of interest: 20.99% on purchases, 22.99% on money advances, 22.99% on stability transfers
  • Earn fee: 8 TD factors per $1 spent while you guide journey by Expedia For TD; 6 Factors per $1 on groceries & eating places; 4 factors per $1 spent on recurring payments; 2 factors per $1 spent on every part else; 50% extra factors at Starbucks
  • Welcome bonus: Not out there to show in the meanwhile., Quebec residents, please click on right here.
  • Extra advantages: Journey insurance coverage package deal, together with medical insurance coverage, journey cancellation or interruption, frequent provider journey accident, and delayed or misplaced baggage protection; journey help; as much as $1,000 in cellular gadget insurance coverage; auto rental collision/loss harm safety; Precedence Go membership low cost; financial savings at Avis and Price range
  • Annual revenue requirement: Private revenue of $60,000 or family revenue of $100,000

Extra of Canada’s greatest bank cards:

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El Salvador Approves Law to Issue Bitcoin-Denominated Bonds

 

San Salvador, El Salvador – In a historic move, the Legislative Assembly of El Salvador passed a digital securities law that would allow the nation to issue Bitcoin-backed bonds, also known as “Volcano Bonds.” The bill was approved by 62 votes to 16 on January 11, and will become law after being ratified by President Nayib Bukele.

The National Bitcoin Office (ONBTC) of El Salvador, a “specialized administrative unit” tasked with coordinating and consulting all Bitcoin-related projects in the country, also announced the news on Twitter, noting that it would begin issuing the bonds soon.

“Today El Salvador builds on our first-mover advantage by passing landmark legislation establishing a legal framework for all digital assets that are not bitcoin. As well as those issued on bitcoin. The law also paves the way for volcano bonds which we will soon begin issuing,” the ONBTC said in a statement.

President Bukele initially announced bitcoin-backed bonds in November 2021, along with intentions to establish the world’s first “Bitcoin City.” He plans to fund the development of the city by raising $500 million through Bitcoin-backed bonds.

According to the president, the city will contain residential sections, commercial areas, museums, entertainment venues, an airport, railway, and other critical infrastructure. It will be built in the southeastern district of La Unión and will have a circular shape to resemble a giant coin.

The government also plans to raise another $500 million reserved for buying bitcoin, with any appreciation in the digital currency ultimately shared with bondholders.

Criticism and Delay

Despite plans to launch bitcoin-backed bonds over a year ago, Bukele has been forced to delay their issuance due to “economic instability stemming from the war between Russia and Ukraine.” In late 2022, it was reported that the nation’s parliament received a digital securities bill that would enable the launch of the bonds.

Meanwhile, credit rating agencies and the International Monetary Fund (IMF) have constantly criticized the plan. In a statement last year, the IMF said Bitcoin poses significant risks to financial stability and consumer protection in El Salvador.

Bukele’s Bitcoin Enthusiasm

President Bukele has become a full-fledged Bitcoin enthusiast over the past couple of years. His country, which adopted Bitcoin as legal tender in June 2021, has also directly invested millions in the flagship cryptocurrency.

As per public records, El Salvador currently holds 2,381 BTC purchased at an average buying price of $43,357. With Bitcoin currently trading around the $18,100 mark, El Salvador’s BTC holdings are worth $43.2 million. Since the country has spent nearly $103.23 million on its BTC purchase, El Salvador is down by more than $60 million on its BTC investment.

The move to issue Bitcoin-denominated bonds marks a significant step in the mainstream adoption of cryptocurrency and solidifies El Salvador’s position as a leader in the digital asset space. It remains to be seen how the bond issuance will pan out and how the market will respond to this bold move.

North Korea behind $100m crypto theft, FBI says | Crypto News

California-based Harmony said in June it had been the target of a cyberattack that stole $100m worth of digital assets.

North Korean hackers were behind the theft of $100m worth of digital assets from a US crypto firm last year, according to United States law enforcement.

The North Korean hacking groups Lazarus Group and APT38 carried out the cyber heist on crypto firm Harmony last June, the Federal Bureau of Investigation (FBI) said in a statement on Monday.

North Korean cyber actors earlier this month used privacy protocol Railgun to launder more than $60m worth of Ethereum stolen during the heist, a portion of which was sent to several virtual asset service providers and converted to Bitcoin, the FBI said.

Harmony, which has its headquarters in California, announced in June that hackers had stolen $100m in digital coins from Horizon bridge, a so-called blockchain bridge used to move cryptocurrencies between different blockchain networks.

The FBI, which previously issued an advisory about a malware campaign used in the heist dubbed “TraderTraitor”, said it had frozen some of the funds with the cooperation of some of the virtual asset service providers.

The FBI said it would keep working to “identify and disrupt” efforts to steal and launder cryptocurrency that support the secretive state’s illicit missile and nuclear weapons programmes.

“The FBI will continue to expose and combat the DPRK’s use of illicit activities — including cybercrime and virtual currency theft — to generate revenue for the regime,” the FBI said, referring to the acronym of the country’s official name, the Democratic People’s Republic of Korea.

North Korea, ruled by third-generation dictator Kim Jong Un, has been accused by US and UN officials of orchestrating an escalating campaign of cyber theft to fund its activities, including the development of long-range ballistic missiles and nuclear weapons.

South Korea’s spy agency said in December that North Korean hackers had stolen an estimated 1.5 trillion South Korean won ($1.2bn) in virtual assets during the past five years, including 800 billion South Korean won ($650.5m) in 2022 alone.

Blockchain analysis firm Chainalysis said in a report released in January last year that the value of assets stolen in North Korea-linked cyberattacks grew by 40 percent from 2020 to 2021.

Last month, Google’s anti-hacking unit said that North Korean hackers had exploited South Korea’s deadly Halloween crowd crush to target internet users with malware planted in documents disguised to look like reports from the South Korean government.

In 2021, the US Department of Justice charged three North Korean computer programmers with extorting or stealing more than $1.3bn in cash and cryptocurrency in a series of cyberattacks beginning in 2014.

North Korea, which typically does not engage with international media, has denied carrying out cyberattacks overseas and accused the US and its allies of “spreading ill-hearted rumours”.

Is MANA Ready To Resurge? APE and Orbeon Protocol (ORBN) are Top Gainers

 

   

Metaverse tokens have become the best-performing digital assets since the start of this year, and both Decentraland (MANA) and ApeCoin (APE) showed this all too well, with 38% and 21% gains over the last seven days, respectively. Apart from Metaverse tokens, newcomer Orbeon Protocol (ORBN) managed to skyrocket massively during its pre-sale. Analysts now predict the token will surge by over 6,000% this year.

Will Decentraland (MANA) Make a Comeback in 2023?

Decentraland (MANA) announced that it introduced new features for its users on Thursday. The updated features on Decentraland include the possibility to highlight avatars, a new user profile design, the option for players to put links in their profile, a renewed friend request flow, and a differentiated nametag. Although the update didn’t directly increase Decentraland user numbers or the MANA token value, the changes were received positively by the public.

For those who don’t know, Decentraland (MANA) is a virtual-reality platform where users can buy and sell land and create virtual structures such as casinos, concert halls, and museums, where they can charge visitors for their metaverse and virtual reality experience. Decentraland (MANA) is still in development but is one of the most popular Metaverse projects, along with the Sand Box, Axie Infinity, and the Otherside. If Decentraland continues along this trend of positive development, then it is highly likely that Decentraland will see a price increase as the platform continues to develop.

Yuga Labs, the company behind ApeCoin and the world’s largest NFT project, The Bored Ape Yacht Club, has recently appointed ex-Activision-Blizzard director Daniel Alegre as its new CEO. Alegre lead multiple triple-A games to success, such as World of Warcraft and Call of Duty, and it is most likely that Yuga Labs wants to use his vision and leadership to lead the Otherside to success.

The Otherside is the long-awaited Metaverse game that Yuga Labs is developing, where NFTs will be integrated, and ApeCoins (APE) will be the in-game currency. The Otherside is inspired by the Bored Ape Yacht Club and features several of its main characters. Users can buy their plots of land, customize these, and earn rewards for doing so, with all of these transactions facilitated by ApeCoin (APE). While ApeCoin (APE) was originally a meme coin with little-to-no utility supporting its price action, ApeCoin’s newfound features have given it strong support for its value.

   

As of writing, ApeCoin (APE) is trading at $5.20, still down almost 90% from its all-time high of $39.40, which may signal a great buying opportunity if ApeCoin can maintain its trajectory.

Orbeon Protocol (ORBN) – The Project That Will Redefine Crowdfunding in 2023

Orbeon Protocol (ORBN) managed to surge over 980% in December 2022 whilst the project was still in its pre-sale! This attracted the attention of many cryptocurrency investors, who saw the potential in the project and invested, causing Orbeon Protocol (ORBN) to snowball.

In case you’re wondering what Orbeon Protocol (ORBN) is, it is a project that aims to redefine crowdfunding and venture capital investing through the use of fractionalized NFTs. Let’s say a company wants to raise $100k from the general public. Orbeon Protocol (ORBN) then mints 10,000 equity-backed NFTs, with each NFT representing a $10 investment in the start-up.

Users of the Orbeon Protocol (ORBN) ecosystem can then buy, sell and trade these NFTs from their non-custodial Orbeon Wallets on the decentralized Orbeon Exchange to reap the rewards of early seed investing in the form of high APYs.

Orbeon Protocol (ORBN) is the first cryptocurrency project that allows real-world companies to be in direct contact with the crypto community. As it allows small, retail investors to invest in promising start-ups from as little as $1 whilst greatly reducing fundraising costs, it is no wonder Orbeon Protocol (ORBN) is such a hit among savvy digital asset investors.

The total supply of Orbeon Protocol (ORBN) tokens is set at 888,000,000, and only 40% of these tokens will be available during the pre-sale of the project, which is currently in its third stage. Investors can still participate in the Orbeon Protocol (ORBN) presale at a price of $0.0435 per token. This is forecasted to rise to $0.24 by the end of the presale.

Charles’ coronation to honour his lifetime of service

Buckingham Palace reveals details of King’s coronation weekend

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The historic weekend will conclude with a tribute to the monarch’s sense of duty and dedication to public service. The volunteering day will take place on Monday May 8, which is the second bank holiday of that month.

The Government implemented the extra Bank Holiday in honour of the coronation of both Charles and Queen Camilla.

On Saturday, Buckingham Palace revealed extra details about the spectacular celebrations.

A senior royal source said: “Our intention is to give as many people as possible the opportunity to take part in the celebrations.”

The bank holiday has been dubbed ‘The Big Help Out’ which will see the public encouraged to raise money and support the charities close to their hearts.

 

 

Events are already being planned up and down the country including from the RNLI, the Royal Voluntary Service and local community groups.

The day is being headed by the Together Coalition which is aiming to put on “a festival of volunteering”, chief executive Jon Knight said.

He added that it will be “a day when people up and down the country will roll up their sleeves to do their bit”.

It will bookend the historic weekend with a day dedicated to the King’s lifetime of service.

On May 6, the King and Queen will be coronated by the Archbishop of Canterbury at Westminster Abbey.

 

 

The Palace stated that it will be “a solemn religious service, as well as an occasion for celebration and pageantry.”

It is set to “reflect the monarch’s role today and look towards the future, while being rooted in longstanding traditions and pageantry”.

The couple’s arrival to the Abbey from Buckingham Palace is known as “the King’s procession”.

Following the religious service there will be a larger procession, “the coronation procession”, escorting the pair back to the palace and they will be joined by other members of the Royal Family.

The senior members of the Firm will then gather on the balcony of Buckingham Palace, which will be Charles’ first appearance for the traditional photographs as King.

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The following day there will be a huge concert at Windsor Castle which will see “global music and contemporary stars” perform.

The concert will be broadcasted on the BBC and there will be a public ballot for people to get hold of tickets.

There will also be a “coronation big lunch” on Sunday which is organised by the Big Lunch team at the Eden Project.

A number of people across the nation are also expected to hold street parties and other events in parks and gardens.

Printed Circuit Boards Market by 2018-2027 | Demand, Trends, Opportunities, Challenges, Risks Factors Analysis, Competitive Situation | Douglas Insights – Yahoo Finance

The report also enlightens the readers with the ongoing market trends and their analysis. It also contains descriptive profiles of some of the most famous companies, which include TTM Technologies, Samsung Electro-Mechanics, Nok Corp., Meiko Electronics Co. Ltd., CMK Corp., and Advanced Circuits.
Douglas – Isle of Man, Jan. 23, 2023 (GLOBE NEWSWIRE) — Printed circuit boards, also called PCBs, are insulating sheets that serve as the building block for modern electrical devices. You can find PCB in all kinds of electronic products and devices, which includes satellite, airplane, military weapons, mouse, keyboard, laptop, computer, TV, tablet, and mobile phones.
There are multiple printed circuit boards, including rigid-flex PCB, flex PCB, rigid PCB, multi-layer PCB, double-sided PCB, and single-sided PCB, manufactured by several companies worldwide. However, most of these companies are located in China and the United States of America since they are the most advanced.
Printed circuit boards can vary in layering as they can be made with a single layer and fifty or more. They are used in a variety of products for the advantages that it offers. They are light in weight and very small in size, which is the most appropriate option for various modern devices since the technology is going towards a minimal approach these days.
They are easy to maintain in complex systems while giving manufacturers a low production cost across industries. These factors make printed circuit boards a highly cost-effective option for companies.
You cannot manufacture printed circuit boards in bulk with the same design. They are customized according to the needs of different devices and technologies.
Some main elements should be considered while designing a printed circuit board, including its installation and assembly, flexibility, configuration, and space. All of these factors are required for the environment where a printed circuit board will operate and the application for which a printed board circuit will be used.
Printed board circuits are made with the properties of poor electrical conducting and the use of a dielectric core material which will ensure the circuit transmission.
Printed circuit boards consist of Class 1, Class 2, and Class 3, categorized based on design and reliable quality. Class 1 board serves the purpose of designating a consumer electronic. Class 2 boards are used in devices requiring the high-reliability feature as a plus point, but it is unnecessary. This class of devices tries to minimize failure. The last one, the Class 3 board, is used in the most sensitive places as it represents the manufacturing standards of printed circuit boards. These are typically used in airplanes as they have a meager chance of failure.
The printed board circuit is designed using CAD tools. The manufacturers first draw a diagram to capture connectivity in one place. After that, they design a layout that depicts the actual physical representation of a circuit board. This method reduces the chances of error in printed circuit boards which is very important because they are placed in the most expensive and advanced technologies and can mess them up if manufactured incorrectly.
Browse to access an In-depth research report on Global Printed Circuit Boards Market with detailed charts and figures: https://douglasinsights.com/printed-circuit-board-market       
Douglas Insights provides an in-depth report on printed circuit boards, which includes the technologies used in assembling the entire board, the regions in which they are used, its end-user applications, the materials used in designing the board, and its multiple types.
The report includes through-hole and surface-mount technologies used in the assembly of printed circuit boards. The detailed overview of the report includes information on the layering used for interconnectivity
The report also gives an overview of the materials used in manufacturing printed circuit boards: Polytetrafluoroethylene (PTFE), polyamide, CEM-3, FR-4, and others.
The report also mentions where printed circuit boards are used: retail, automotive, transportation, industrial, storage, computing, consumer electronics, energy, aviation, surveillance, defense, healthcare, and others. It also mentions the average price for printed circuit boards per the end-user application.
It offers categorical analysis according to the regions, Asia-Pacific, Europe, North America, and the rest of the world. The global market of printed circuit boards had a massive impact on the world because of the COVID-19 pandemic, which is also covered in this report.
The report also enlightens the readers with the ongoing market trends and their analysis. It also contains descriptive profiles of some of the most famous companies, which include TTM Technologies, Samsung Electro-Mechanics, Nok Corp., Meiko Electronics Co. Ltd., CMK Corp., and Advanced Circuits.
The report details contain a market assessment of the impacts COVID-19 had on the industry, along with the changes in demand and supply, government strategic decisions, and price impact.
The report identifies some of the best companies in demand because of their strategic alliance, proprietary technology, and other advantages. It also provides the readers with the latest information on opportunities in industry shift and other regional and demographic factors that will influence the market in the upcoming years from 2022 to 2027.
It estimates printed circuit boards’ current and actual market size are corresponding to region, end-user application, material, assembly technology, and types.
The report also includes a detailed assessment of political, legal, regulatory, environmental, and technological trends that influence the nature and size of the market.
It analyzes the current market trends by keeping 2021 as the base year and then estimates the revenues till 2027 through Compound Annual Growth Rates (CAGRs). The report contains around 41 data tables for an extensive and detailed overview and 37 additional tables for an in-depth analysis.
Browse to access an In-depth research report on Global Printed Circuit Boards Market with detailed charts and figures:      https://douglasinsights.com/printed-circuit-board-market    
The report offers opportunities, restraints, and drivers for the market, which the author gathered through primary and secondary research.
Douglas Insight offers an extensive report in the form of three licenses available. The first one is a Single User License which can be accessed by a single individual only, available for $5500.
The second license is Multi User License, which can be accessed and used by up to 15 users working in the same company, and is available for $6600. The third and most significant license is the Global User License, which can be used by all the employees working in the same company, and is available for $9504.
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Countries Covered in the report are as below:
North America – United States, Canada, and Mexico
Europe – United Kingdom, Germany, France, Italy, Russia, Spain & Rest of Europe
Asia-Pacific – China, India, Japan, South Korea, Australia & Rest of APAC
Latin America – Brazil, Argentina, Peru, Chile & Rest of Latin America
Middle East and Africa – Saudi Arabia, UAE, Israel, South Africa
Segmentation Covered into Global Printed Circuit Boards Market-
By Product
Single-Sided
Double-Sided
Multi-Layer
By Substrate
Rigid 1-2 Sided
Standard Multilayer
High Density Interconnect
IC Substrate
Others
By Component
Diodes
Capacitors
Resistors
Other
By PCB Laminate
Paper
FR-4
Composite Epoxy Material
Other
By Laminate Material
Glass Fabric
Epoxy Resin
Other
By Application
Consumer Electronic
IT & Telecom
Communication
Others
Key questions answered in this report
COVID 19 impact analysis on global Printed Circuit Boards industry.
What are the current market trends and dynamics in the Printed Circuit Boards market and valuable opportunities for emerging players?
What is driving Printed Circuit Boards market?
What are the key challenges to market growth?
Which segment accounts for the fastest CAGR during the forecast period?
Which product type segment holds a larger market share and why?
Are low and middle-income economies investing in the Printed Circuit Boards market?
Key growth pockets on the basis of regions, types, applications, and end-users
What is the market trend and dynamics in emerging markets such as Asia Pacific, Latin America, and Middle East & Africa?
Unique data points of this report
Statistics on Printed Circuit Boards and spending worldwide
Recent trends across different regions in terms of adoption of Printed Circuit Boards across industries
Notable developments going on in the industry
Attractive investment proposition for segments as well as geography
Comparative scenario for all the segments for years 2018 (actual) and 2028 (forecast)
Access complete report-      https://douglasinsights.com/printed-circuit-board-market     
Inquire (for customization, for specific regions, etc.): https://douglasinsights.com/static/contact-us
Follow Douglas Insights for More Industry Updates- @ LinkedIn & Twitter
About Douglas Insights-
Douglas Insights UK limited is the first company to provide comparison of market research reports by Table of content, price, ratings and number of pages. We understand the value of time. Productivity and efficiency are possible when you take prompt and assured decisions. With our advanced algorithm, filters, and comparison engine, you can compare your preferred reports simultaneously, based on publisher rating, published date, price, and list of tables. Our data portal enables you to find and review the reports from several publishers. You can evaluate numerous reports on the same screen and select the sample for your best match.

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A review away-away from Payday loans regarding Virginia

 

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Former SEC chief blasts ‘bogus’ catchphrase: ‘Regulation by Enforcement’

 

A former Securities and Exchange Commission (SEC) official has slammed “cryptocurrency lobbyists” for labeling SEC enforcement actions as “regulation by enforcement” — calling the term a “Bogus Big Crypto Catch Phrase.”

John Reed Stark, a former chief of the Securities and Exchange Commission Office of Internet Enforcement and a crypto skeptic, opined in a Jan. 22 post that the argument is “sorely misguided” as it was just how securities regulations worked.

“Litigation and SEC enforcement are actually how securities regulation works,” he argued. ”The flexibility of SEC statutory weaponry is an SEC hallmark, enabling SEC enforcement to keep fraud in check.”

“In fact, the repetitive chorus of RBE [Regulation by Enforcement] is not only a misguided, deflective effort designed to tap into sympathetic libertarian and anti-regulatory mores – it’s also utter nonsense.”

According to Stark, when the SEC Office of Internet Enforcement was created in 1998, there were critics who said SEC regulations were too vague and regulation by enforcement would stifle the growth of the Internet.

“In hindsight, relying upon the flexibility of securities regulation to police the Internet cleared out the more egregious instances of early online securities fraud,” he argued.

“Moreover, vigorous online SEC enforcement efforts also paved the way for legitimate technological innovations to flourish, rendering markets more efficient and transparent, thereby allowing investors more opportunities for success,” he said.

Over the last few years, the SEC has launched more than a few high-profile cases against crypto companies such as Ripple and LBRY, prompting some critics to label the SEC as using enforcement actions to develop the law on a case-by-case basis rather than creating clear regulations. 

Ripple General Counsel Stuart Alderoty has also previously questioned the approach in a Nov. 28, 2022 post, citing the high-profile collapse of FTX and the related contagion that claimed BlockFi as evidence it doesn’t. 

In Starks opinion however, the SEC is following the law with its actions, citing the legal wins where courts have found in its favor.

“Indeed, courts have upheld a broad array of SEC cases involving crypto-related offerings. In fact, in the 127 crypto-related enforcement actions already filed by the SEC, the SEC has not lost a single case,” Stark said.

“The SEC’s approach is rarely improperly expansive, nor does it involve rogue SEC enforcement efforts.”

“Rather, the SEC typically adopts a reasoned, common sense application of the basic requirements of the federal securities laws to new and evolving market conditions and technologies,” he added.

Timothy Cradle, a former Celsius employee and current Director of Regulatory Affairs at the Blockchain Intelligence Group replied to Stark’s tweet, questioning whether clear regulations would ultimately be a better policy than regulation by enforcement.

“I agree with the argument, however, would it be too much to ask that the SEC and CFTC issue guidance much in the same way FinCEN did in 2019?” he said.

“If big crypto is saying it needs clear rules of the road, wouldn’t it make sense for the regulators to clarify in an official communication, such as guidance, that their rules do apply to cryptocurrencies?” Cradle added.

Chris Hayes, a former Advisory Board Member for the PA Blockchain Coalition also commented, arguing that “A sensible regulatory approach would be for the SEC to issue a request for comment on how digital assets might not be able to meet the registration obligations due to their digital nature on blockchain.”

“Take that information and then propose a rule on how these tokens can comply under the 33 act, taking into account the technological differences that impact custody, secondary sales and settlement time/structure in comparison to traditional securities.”

How Coinbase Could Benefit From Ethereum Shanghai Upgrade

 ​

The Ethereum staking narrative has been gaining momentum recently. Liquid staking platforms will benefit when the Shanghai upgrade is deployed, but centralized exchanges could also get a boost.

According to JP Morgan analysts, the March-slated Ethereum Shanghai upgrade could be a big deal for exchanges such as Coinbase.

The upgrade will implement EIP (Ethereum Improvement Proposal) 4895. This enables Beacon Chain withdrawals, releasing staked ETH for the first time since December 2020.

“Staking in Ethereum forced holders to lock up their Ether indefinitely, which we have viewed as a big disincentive to stake ETH historically,” the researchers wrote.

“We think the Shanghai Fork could usher in a new era of staking for Coinbase.”

The Wall Street investment bank researchers estimate that 95% of Coinbase retail customers could participate in staking Ethereum after Shanghai. This could yield the exchange between $225 million and $545 million in extra revenue per year.

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Ethereum Staking Momentum Grows

However, Coinbase takes a hefty commission of 25% from ETH staking yields. JP Morgan estimated that Coinbase already earns a whopping $50 million annually through Ethereum staking commissions.

Savvy investors may seek better alternatives, such as the Lido liquid staking platform. Lido only takes 10% and offers additional yields with its stETH staking token.

Furthermore, a large lump of ETH may be released in the months following the upgrade. According to the Beacon Chain explorer, 16.1 million ETH are currently locked up. This amount is worth $26.4 billion at current prices.

Beacon Chain Block Explorer

As reported by BeInCrypto, validators must undergo a two-stage process to withdraw – an exit queue and a withdrawal period.

The exit queue could be longer than two months if many want to withdraw simultaneously. Additionally, the phased withdrawal mechanism is implemented to preserve network security.

Even Ethereum ICO participants have been staking the asset recently. According to Lookonchain, a whale has been staking their genesis address ETH.

We noticed that an ETH ICO participant who has been dormant for 6 years started to stake 48,992 $ETH ($80M) in October this year.

The ICO participant received 120K $ETH at Genesis via 3 addresses.

And transferred 32,015 $ETH($53M) to a new address 5 hrs ago. (stake again? ) pic.twitter.com/huO4PVBpUB

— Lookonchain (@lookonchain)

January 22, 2023

Price Outlook

Ethereum has continued to rally over the weekend. As a result, ETH prices hit an eleven-week high of $1,664 on Jan. 22.

However, it hit resistance at this level and has retreated slightly to trade at $1,634 at the time of writing. Ethereum has currently gained 27.4% over the past fortnight.

Analysts have been warning about a bull trap that could result in the downtrend resuming, however.

Disclaimer

BeInCrypto strives to provide accurate and up-to-date information, but it will not be responsible for any missing facts or inaccurate information. You comply and understand that you should use any of this information at your own risk. Cryptocurrencies are highly volatile financial assets, so research and make your own financial decisions.