How Coinbase Could Benefit From Ethereum Shanghai Upgrade

Ethereum Staking Momentum Grows
Price Outlook


The Ethereum staking narrative has been gaining momentum recently. Liquid staking platforms will benefit when the Shanghai upgrade is deployed, but centralized exchanges could also get a boost.

According to JP Morgan analysts, the March-slated Ethereum Shanghai upgrade could be a big deal for exchanges such as Coinbase.

The upgrade will implement EIP (Ethereum Improvement Proposal) 4895. This enables Beacon Chain withdrawals, releasing staked ETH for the first time since December 2020.

“Staking in Ethereum forced holders to lock up their Ether indefinitely, which we have viewed as a big disincentive to stake ETH historically,” the researchers wrote.

Vitalik Buterin divulges the ‘largest remaining challenge’ in Ethereum

Ethereum co-founder Vitalik Buterin has shared a possible solution to what he describes as the “largest remaining challenge” on Ethereum — privacy.

In a blog post on Jan. 20, Buterin acknowledged the need to come up with a privacy solution because by default, all information that goes onto a “public blockchain” is public too.

He then arrived at the concept of “stealth addresses” — which he said can potentially anonymize peer-to-peer transactions, nonfungible token (NFT) transfers, and Ethereum Name Service (ENS) registrations, protecting users. 

An incomplete guide to stealth addresses:

— vitalik.eth (@VitalikButerin) January 20, 2023

In the blog post, Buterin explained how on-chain transactions can be carried out between two parties with anonymity. upgrades Commercial Vehicle Group (NASDAQ:CVGI) to “Strong-Buy.”

A “buy” recommendation has been upgraded to a “strong-buy” rating for Commercial Vehicle Group (NASDAQ: CVGI) by the investment professionals at This upgrade was communicated to investors in a note that was distributed on Wednesday.

Several other industry professionals have also contributed their expertise in the form of research studies that were written about the company. The financial services company Barrington Research reaffirmed its “outperform” recommendation on shares of Commercial Vehicle Group in a research note published on October 5 and dated October 5. The first research report that Noble Financial will use to cover the Commercial Vehicle Group stock was published on December 1, titled “Commercial Vehicle Group Research Report.” They assigned the company an “outperform”

Bitcoin Bulls Keep Pushing, Why BTC Price Increase Isn’t Over Yet


Bitcoin price gained pace and traded above $23,000. BTC is consolidating gains and might start another increase towards $23,500.

Bitcoin traded to a new yearly high at $23,428 before it started a downside correction. The price is trading above $22,000 and the 100 hourly simple moving average. There is a major bullish trend line forming with support near $22,000 on the hourly chart of the BTC/USD pair (data feed from Kraken). The pair could start a fresh increase if it stays above the $22,000 support zone. Bitcoin Price Eyes Additional Gains

Bitcoin price started a major increase above the $21,500 resistance zone. BTC gained pace and even broke the $22,000 resistance zone, similar to ethereum at $1,550.

Bitcoin derivatives data shows room for BTC price to move higher this week

Bitcoin margin longs dropped after the pump to $21,000
Options traders are neutral despite the recent rally

This week Bitcoin (BTC) rallied to a 2023 high at $23,100 and the move followed a notable recovery in traditional markets, especially the tech-heavy Nasdaq Composite Index, which gained 2.9% on Jan. 20.

Economic data continues to boost investors’ hope that the United States Federal Reserve will reduce the pace and length of interest rate hikes. For instance, sales of previously owned homes fell 1.5% in December, the 11th consecutive decline after high mortgage rates in the United States severely impacted demand.

On Jan. 20, Google announced that 12,000 workers were laid off, more than 6% of its global workforce.

How Banking as a Service (BaaS) unlocks opportunity for the banking sector

Amit Dua, President, SunTec

As Banking as a Service (BaaS) nears mainstream adoption, there is a significant opportunity for banks to join the BaaS ecosystem, develop new relationships with fintech firms and create new revenue streams for themselves at the same time.

The mobile industry is one sector where we will see BaaS flourish and become readily adopted by mobile providers, fintech firms and banks. Smartphones [and there are about 6.6 billion globally] have given people access to instant communication and the financial services industry is beginning to understand that by offering smartphone users BaaS, they can facilitate day to day living and help families and businesses financially plan for everything from long-term goals to unexpected emergencies.

Staying dry during the recessionary storm of 2023

As we enter 2023, many business leaders may be experiencing feelings of uncertainty and apprehension. Heading into a recession and with costs continuing to rise at unprecedented rates, the next 12 months will undoubtedly be tough. But all is not lost. Finance Derivative spoke to five industry experts to determine what we can expect from 2023 and how to weather the storm ahead.

Doing more with less

We have already seen the initial impacts of the looming recession in 2022, as food, fuel and energy costs began to soar. Hugh Scantlebury, CEO and Founder of Aqilla, recognises that this is likely to continue into 2023: “The serious problem for next year comes from inflationary pressures, causing rises in food,

Gianna’s and Kyle’s “heavenly” nuptials at Nestldown

Gianna and Kyle had something like a whirlwind romance – Kyle proposed just a year and a half into their relationship, and a month later, the two had brought my company, A Day Like No Other, on board for their wedding planning. Their dream venue – Nestldown Estate in Los Gatos – was booked, and off we went on a yearlong endeavor to make their wedding celebration truly special, memorable, and above all, uniquely theirs.

Last October, the big day had finally come. Bride and groom were getting ready at Hotel Valencia in San Jose …


…. and the bride and her bridesmaids enjoyed hair and makeup services by stylists from Wowpretty Salon.


NPL in banking and microfinance sectors manageable in 2023




The inability to make a loan repayment to debtors so-called Non-Performing Loan (NPL) in the banking and microfinance sectors of Cambodia is expected to stay at a manageable level in 2023 even though NPL increased slightly after the loan restructuring policy was withdrawn at the end of June 2022, said local bankers.

In Channy, President & Group Managing Director of Acleda Bank Plc—Cambodia’s stock exchange-listed commercial bank, told Khmer Times last week that his bank and other banks in Cambodia had complied with the exit strategy to safeguard financial stability and rebuild policy buffer for future needs, which made NPL rise slightly in late 2022 compared to 2021.

“After a hard time, we had to assess the quality of assets clearly by implementing the rules to classify the restructured loans from one category to another and this arrangement raised the NPL a little bit.

How Does OpenAI Make Money? Dissecting Its Business Model

What Is OpenAI?
How Does OpenAI Make Money?
The OpenAI Business Model Explained
OpenAI Funding, Revenue & Valuation
Licensing Fees

Executive Summary:

OpenAI is a technology company that publishes academic research and releases products in the field of artificial intelligence.

OpenAI currently makes money from charging licensing fees to access its models and products as well as via investment gains.

What Is OpenAI?

OpenAI is a technology company that focuses on academic research and releasing products in the field of artificial intelligence (AI).

Its stated mission is “to ensure that artificial general intelligence (AGI)—by which we mean highly autonomous systems that outperform humans at most economically valuable work—benefits all of humanity.”

Five steps for getting compliance right

 Troy Fine, Director, Risk and Compliance, Drata


With the accelerating pace of regulatory change and operational resilience policies, organisations of all industries, including fintech, are struggling to remain compliant and protect data.

Getting compliance right must be a top priority as a fragmented approach will only lead to damage – such as a hefty fee, phishing scam, exposing confidential information or at worst the next data breach.

Here are the top five steps fintech companies should consider when it comes to compliance:

1. Gaining leadership buy-in

It’s one thing to have your company’s leadership acknowledge compliance as necessary to attract new (and larger) customers. Still, it’s another to provide the right resources and capital to build a comprehensive program.

Embracing eCommerce: what retailers will face in 2023 

by T.R Newcomb, VP, Strategy and Corporate Development, Riskified  


2022 has been a tumultuous year, with rising interest rates, inflation running at its highest level in decades, and the lingering effects of the pandemic all combining to produce economic uncertainty and a cost-of-living crisis in the UK.

Many consumers fear that a recession is looming, and consequently have cut back their spending. A report by VoucherCodes indicated that most regions in the UK saw a decline in spending in the run-up to Christmas – traditionally a vitally important shopping period for retailers – with spending down 1.3% compared to the year before.

In this context of higher costs and lower consumer demand,

Why 2023 will be a tough year for TUSEN – Treasury CS


Finance Minister Prof. Njuguna Ndung’u warned TUSEN on Wednesday, January 12, to brace themselves for tough economic times in 2023.

The CS revealed that the country’s financial levels had risen to unimaginable levels.

Njuguna spoke at the public hearing about the budget process that brought together stakeholders from different sectors, including representatives from the Nairobi executive and legislature.

“Out of all the things we’ve analysed, the outlook for 2023 doesn’t look very good, there are clear signs that it’s going to be a tough year,” Njuguna said.


Treasury CS Njuguna Ndung’u will chair a bilateral Czech Republic-Kenya cooperation meeting at the Treasury Building, Nairobi County on Wednesday, January 11, 2023.

Envirofluid Turns 30

Humble Beginnings
Envirofluid Branding Over the Years
Growth and Changes
Pandemic Response
Heartfelt Gratitude

We’re very excited to announce that this month, Envirofluid is celebrating its 30th anniversary!

Humble Beginnings

The company started out with humble beginnings in 1993, opening from a small rented office in a tin shed in Warrnambool after Ben Ohlmeyer, company CEO, moved from Adelaide with his wife Cathy and their three kids. He was soon joined by Jim Mead, Debbie Cox and Lynette Earle.

In 1998, the business relocated when the building that holds our current offices and warehouse was completed. The group grew to include Owen Scott and Matthew Sutherland not long after and continued to expand from there.

Separate Finances, Money Dates & Tori Dunlap’s Best Money Advice for Couples

Money can often feel stressful. It’s stigmatizing and high-pressure, you could pretty much always use a little more than you got and you can’t always agree on the best way to use what you do have. It makes sense that it’s something couple’s tend to fight about more often than not.

But it doesn’t have to be the most stressful thing in the world. Money can, in fact, be something that frees you from toxicity (who doesn’t appreciate the genius of the “get-out” fund?) at worst and at best can be a testament to the collaboration and shared goals in your partnership.

Tori Dunlap, financial expert, investor and founder of Her First $100k, caught up with SheKnows just a few days before the release of her new book Financial Feminist to talk about just that: Money problems and how to even begin to address them (solo and in a partnership).